What is an ACH Merchant Account?ACH merchant accounts use the US Electronic Funds Transfer (EFT) network to process payments.  NACHA is the governing body of the ACH EFT network.ACH debits give you the ability to electronically debit funds from a buyers' bank accounts to pay for goods or..

Electronic Checks for Ecommerce MerchantsMerchants that accept checks online reduce operating expenses, improve cash flow and streamlines business operation.    When an ecommerce merchant decides to accept checks online, the expectation is increase sales and enhanced profits.  Payment..

Flat File Uploads Flat file uploads for Check 21 and ACH payments are also called bulk or batch processing.  Batch processing automates processing.   Uploading a bulk file is fast, easy, and less prone to errors than is manual entry.There are many reasons a company chooses to upload a flat..

High Risk Processing with Check 21Check 21 provides an excellent solution for high risk merchants who want to accept checks online or take a check by phone. Check 21 technology is particularly beneficial for companies that are unable to keep chargebacks under the 0.5% threshold required by NACHA..