Are you a debt collection agency accepting payments from debtors?  There are 3 main ways debt collection merchants process payments.  Debit Cards (Americans Love Cards) ACH Payments (Lowest Cost / High Reliability)EChecks (Great for Collection Agencies with High Chargebacks or..

Echecks Boost Profits for High Volume MerchantsHigh volume merchants discover that adding electronic check processing is one of the easiest ways to increase sales and profits.  The ACH network the oldest and most reliable electronic payment method available in the United States. As the ACH..

What Is ACH?An ACH merchant account is an excellent alternative to card payments, allowing you to capture sales from customers that do not have cards, are maxed out on cards, or simply prefer to pay with an electronic bank transfer.  ACH rates are also often significantly lower than rates for..

Third Party Processors Facing More ScrutinyHigh risk merchants are finding it more challenging to obtain ACH and Check 21 accounts.  Part of the reasons is explained in the FDIC Financial Institution Letter released on January 31, 2012.This article discusses the reasons third party e check..

Fewer Banks Accept High Risk MerchantsBank ratings continue to be downgraded in response to the economic conditions.  In turn, the banks are taking a closer list at risk in merchant portfolios.The banks are trying to control potential losses.  Whether or not the perceived potential losses are..

Get More Orders with Electronic Check ProcessingHigh risk merchants discover adding electronic checks as a payment option at checkout increase sales up to 29%.  And saves 50% or more in payment processing costs compared to high risk credit card merchant accounts.Boost SalesElectronic checks give..