Debt Collection Merchant Account

Debt Collection Merchant Accounts

Debt collection payment processing for businesses and collection agencies.  Electronic payment processing automates collections of receivables & improves cash flow.  Accept ACH payments.  Need more flexibility on returns or revokes?  Add echecks.  Card processing merchant services are also available for high volume merchants with processing history.

Accept Payments Anyway You Want

  • Take payments online
  • Use a virtual terminal for MOTO payments
  • Upload batch files to a secure FTP site
  • Unlimited recurring billing plans make it convenient for debtors to pay


Advantages of ACH / Echecks Over Cards for Debt Collection

ACH and echecks are more effective than cards for collections.  And expose you to less risk than card payments.  ACH debits & echeck accounts are easier to obtain than card processing.  And rates are lower compared to cards.  Other benefits include:

  • Harder for debtors to chargeback bank payments compared to cards
  • Bank payments have a shorter time period for chargebacks compared to cards.
  • Bank accounts seldom change. Reduce the need to update payment info. Stabilize cash flow.
  • Increase lifetime value of customers
  • Reduce cancellations


Quick Approval for Your Debt Collection Merchant Account 

  • Easy application without obligation.
  • Dedicated account manager committed to your long-term satisfaction.  
  • High volume processing capacity to manage & grow your business.
  • Fully compliant processing keeps your transactions safe.
  • Verification services keep returns & chargebacks low. Saving you money on processing.
  • Free technical support.
  • API, virtual terminals, and batch processing accommodate all processing requirements.

Let Us Work for You

Your Success is Our Mission

At National ACH, we’ve done our homework on payments. Use our expertise to get the payment processing capacity you need to manage & grow your business. Our “niche” market is high risk & high volume payment processing. Yet, standard risk merchants also benefit from our services. We are always happy to talk with you, with no obligation. Discover top notch service along with the iron-clad secure processing solutions you are looking for. Payments power your business success.


National ACH is a one-stop-shop for all your merchant service needs.

Debit Credit Card Processing

High Volume US & International merchant accounts

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ACH Processing

Auto debits your customers’ bank accounts.  Electronically settles funds  to you

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Same Day ACH Credits

Money sent today is received today

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Echecks Processing

More flexible than ACH for high risk merchants

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Want to see NationalACH in action?

See a Free Demo

Contact us at 702-323-5761