Same Day ACH Credits

Send Money Fast with Same Day ACH Credits

Same day ACH credits speed up payments.  Send money today.  The recipient gets the money today.  

Even better… you save over 90% compared to sending money by wire transfer.  And same day ACH credits cost even less than sending out paper checks.

Same day ACH credits are the least expensive, most reliable method to send money.   If you send out lots of payments, same day ACH credits are the way to go.

The ACH network processes more than 20 billion consumer and business payments annually worth over $40 trillion. The network is on target to process more than 8 billion real-time transactions annually by 2022.

Processing Same Day ACH Credits

Same-time ACH credit files use a standard NACHA file format for submission. 

  • Send to any bank account in the U.S
  • Replaces check & wire payments
  • Maximum Transaction: $25,000
  • Includes rich remittance data, expediting cash application
  • Files & Settlement (Eastern Time)
    • File submit10:30 AM. Settlement 1:00 PM.
    • File submit 2:45 PM. Settlement 5:00 PM.

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Top 7 Benefits of Same Day ACH Credits

  • Save big compared to wire transfers.
  • Gain a competitive advantage in the marketplace
  • Reduce cost per payment/disbursement
  • Enhanced satisfaction of fast money transfer
  • Lower costs for expedited transactions
  • Keep funds longer before disbursing

The ability to pay quickly is an asset to your business.  ACH Credits are the lowest cost expedited payment method.

Accept payments any way you want

We’ve got every channel covered

Save Money

Lowest cost method to send expedited payments

Account-to-Account Transfer

Great for all payouts & disbursements.  Moves money quickly between bank accounts

Accounts Payable

Fast settlement of invoice payments between trading partners.  Detailed remittance information included.


Competitive advantage when recruiting workers.

Emergency Payments

Fast receipt of payments in emergency situation.

Customer Payments

Increase satisfaction by sending money to customers the same day.

Business Advantages of Same Day ACH

Same day ACH credits are the lowest cost, fastest way to disburse payments. And gives your businessmeasurable benefits.


  • Reduce expenses for expeditated payments
  • Enhance cash flow forecasts
  • Reduce days payable outstanding (DPO)
  • Shorten invoice /payment time

Credit & Collections

  • Reduce days sales outstanding (DSO)
  • Lower, average days delinquent (ADD)
  • Improve, collection effectiveness index (CEI)
  • Enhance cash flow management


  • Payouts to employees, contractors, affiliates
  • Emergency payroll
  • Travel and expenses
  • Hourly wages
  • Payroll error corrections

Want to see NationalACH in action?

See a Free Demo

Contact us at 702-323-5761