Global ecommerce

Global Payments Merchant Services

Take advantage of huge growth for international eCommerce by smoothly and efficiently accepting payments from buyers throughout the world with global payments merchant services.

  • Competitive Rates.  Our goal is to save you money on processing while providing you top-notch service and superb technology.
  • World-Wide Banking Network.  Extensive network of acquiring banks linked together on a single global payments merchant services platform.  Simplify management, reconciliation and reporting while increasing productivity.
  • Accept All Major Debit & Credit Cards.   International credit card processing.  Easily accept card payments for all cards used by customers world-wide. 
  • Alternative Payment Methods.  Add more than 80 different “in-country” alternative payment methods preferred by international shoppers in different parts of the world.  The more ways customers can pay you, the more sales you make. 


Growth in International Ecommerce Creates Opportunities for You

The rapid growth in global ecommerce represents major opportunities for you to increase your profits. International ecommerce is on a steep growth curve, escalating from the current $3.5 trillion per year to almost $5 trillion by 2021.  For companies serious about making more money selling online, the growth in global ecommerce is too big to ignore.

International ecommerce is the future as domestic ecommerce sales stabilize.  Buyers from around the globe eagerly look to purchase products and services from American ecommerce sites.  At the same time, international businesses are keen to gain access to the robust US ecommerce market and sophisticated American consumers.

Businesses throughout the world use our global payments merchant services to increase sales from savvy international shoppers.  Global merchant accounts provide the means for you to easily and quickly accept international payments from customers no matter where they live.


Global Merchant Accounts for International Credit Card Processing

Merchant accounts for international credit card processing is a top priority for global payments.  Within the next 3 years, more than 17 billion credit & debit cards will be in circulation world-wide.  All card brands market aggressively globally, driving consumer demand and rapidly increasing usage of debit & credit cards for global ecommerce payments.

Accepting all the usual card brands is important, of course.  Still, many businesses do  not realize that UnionPay is now the largest card brand in the world. 

Initially, the use of UnionPay was primarily limited to the Asian-Pacific region.  However, UnionPay is gaining serious traction throughout the rest of the world.  Accepting UnionPay in addition to all other card brands is simply smart business for companies that take international payments for global ecommerce.

Increasingly, savvy international online shoppers look outside their country’s borders when seeking products and services.  In fact, except for North America, international ecommerce sales exceed domestic online purchases. 

Millions of international shoppers avidly visit American websites and are eager to buy from US businesses  Luxury items, fashion, high end products, travel, entertainment, and all types of American goods & services are in high demand world-wide.   

This represents a huge opportunity for American ecommerce sites.  Even if your business does not actively market globally, accepting all major world card brands, including UnionPay, is a powerful strategy to boost sales.


Increasing Profits from International Credit Card Processing

Domestic merchant accounts are a good option for processing orders from buyers located in the same region as acquiring banks.  However, international ecommerce payments processed through a domestic bank have higher decline ratios than domestic cards.   Declined transactions mean lost sales and decreased profits.

International credit card processing through domestic acquiring banks also increases expenses because cards can be subject to costly cross-border fees.  Another issue is foreign exchange rate fluctuations which can be difficult to predict and hard to manage. 

Additionally, when you process international payments through domestic banks, the sales price reflected on the buyers’ card statements may not match the price shown on the website.  And there can be extra fees associated with the purchase due to currency conversion.  This can decrease customer satisfaction and result in higher chargeback rates.

The best way to reduce processing costs while increasing sales is to establish global payment merchant services with acquiring banks located same regions as your targeted markets.  For example, process European orders through European acquiring banks; Asian transactions through an Asian acquiring bank; US transactions through US acquiring banks and so forth.

You then have an effective, cost-effective network of banks for international credit card processing.  All global payment merchant services accounts are managed from a single dashboard on the international payment gateway.  Accounts can be managed and viewed together or individually, making reconciliation and reporting a breeze.

When you implement this strategy, you obtain the highest card approval rates on your international credit card processing.  And you’ll increase profits, lower expenses, and enhance customer satisfaction. 


Alternative Global Payments Merchant Services

Accepting alternative payment methods in addition to debit and credit cards is the easiest way to boost orders up to 40%.  PaynetSecure offers more than 80 different alternative payment methods preferred by global ecommerce shoppers. 

The more ways you accept international payments, the more money you will make.  Although credit and debit cards are popular for international payments, buyers in different countries often use alternative payment methods specific to their nation.

For example, many European online shoppers prefer to pay with local bank transfers rather than cards.  American buyers are comfortable paying with electronic checks rather than cards.  Each region of the world has unique international payment preferences. 

Adding alternative payment methods to your checkout page is simply smart business.  Making it easier to shoppers to buy from you with whatever payment method they prefer to use.


Multi-Currency Global Payments Merchant Services

Of course, if you accept international orders, multi-currency pricing is important.  Therefore, multi-currency processing is a standard feature on all international merchant accounts.  Accept international sales in 160 world currencies.  Receive settlements in 25 major world currencies. 

Multicurrency processing is key to increasing profits from increasingly savvy international buyers.  Displaying prices and accepting payments in familiar local currency is a fast way to establish trust.  And encourages international shoppers to immediately purchase from you. 

Getting shoppers to visit your website is a big accomplishment in today’s competitive world.  When potential customers land on your site, they are primed to make a purchase because they are searching for what you have. 

Shoppers are not interested in the mathematics of currency conversion.  They want to buy your products or service.  Keep them focused on the sale.  Multi-currency pricing makes it simple for shoppers to know what an item costs and then move forward with making the purchase. 

If a customer must stop shopping in order to convert pricing to familiar currencies, distraction and confusion result, not sales.  Confused shoppers quickly leave your site.  And click to your competitors that offer similar products in currencies that customers understand.   

Display and accept payments in any currency that your customers prefer to rapidly inspire trust.  Trust relaxes shoppers and encourages spending.   Accepting multicurrency international payments is convenient for customers.  And profitable for you. 


Applying for Global Payments Merchant Services Accounts

Application for international credit card processing is always free, with no obligation. You simply submit an application along with supporting documents about your company. 

Supporting documents include:  ID for the signer on the account; payment processing history; details for the bank account where processing funds will be settled; business bank statements; and information on your business entity. 

A dedicated global payments merchant services specialist works with you throughout the application process.   Our goal is to provide your business the lowest possible rates, quickest approvals, and most favorable terms.  Approvals for global merchant accounts take 5-10 business days from the time the completed application package is received.


Approval Process for Global Payment Processing Accounts

The underwriting team begins its review immediately when the application file is received.  The application form is reviewed first and the details such as names, addresses, phone numbers, emails are confirmed.  Then the team conducts a thorough review of your website.

The underwriter will go through all pages of the site to verify pages load and display properly.  All product information is reviewed to be sure products are adequately described and pricing is clearly displayed.  Privacy, refund, shipping and other policies are read completely.  Customer service telephone or emails may be tested to verify good service is being provided.

Payment processing statements are reviewed for monthly volumes, chargebacks and returns.  If you have low chargebacks, that’s excellent.  If chargebacks are edging up, it’s helpful to include a brief explanation in the application file about the reason and how you plan to keep chargebacks under control.  Bank statements are looked at to confirm enough operating capital is available to run your business and offset processing risk. 

Sometimes underwriters conduct a google search to see what is being said about the company.  You may want to do this yourself, so you know what is out there.  Of course, no company has perfect reviews.  Still, if you see negative comments, you may want to reply in a positive and professional polite manner, which can help demonstrate you care about your customers and your online reputation.

After underwriting is complete, your global merchant services accounts are approved.  Then, your MID (merchant identification number) is issued.  You’ll receive a secure email with login details to the secure international processing gateway .  And you can immediately begin processing.


Why Choose PaynetSecure for Global Payment Processing

For 20 years, companies have successfully used our services to establish and diversify international credit card processing and alternative payment merchant accounts world-wide.  Here are some of the reasons:

  • World-Wide Bank Network.  Acquiring banks are located globally.  Extensive banking network ensures you get best global payments merchant services accounts in in the regions in which you do business. 
  • High Volume Processing.  Global ecommerce is booming, with growth significantly higher than domestic ecommerce. Quickly and easily establish high volume merchant accounts for all your international payments. 
  • Multiple Payment Methods.  Accept all major world credit card brands.  Add country-specific alternative payment methods to increase sales and profits..
  • Fraud Protection.  As you expand your global merchant accounts, controlling fraud is becomes increasingly important.  Robust, customizable cascading rules & filers let you accept good orders quickly and decline fraudulent transactions. 
  • Secure Level 1 PCI-DSS International Gateway Exceeds the most stringent requirements for safe, compliant international credit card processing.  Military-grade encryption protects your business and your customers. 
  • Superior Customer Service.  Highly trained representatives provide you the help you need, when  you need it.

Let Us Work for You

Your Success is Our Mission

At National ACH, we’ve done our homework on payments. Use our expertise to get the payment processing capacity you need to manage & grow your business. Our “niche” market is high risk & high volume payment processing. Yet, standard risk merchants also benefit from our services. We are always happy to talk with you, with no obligation. Discover top notch service along with the iron-clad secure processing solutions you are looking for. Payments power your business success.


National ACH is a one-stop-shop for all your merchant service needs.

Debit Credit Card Processing

High Volume US & International merchant accounts

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ACH Processing

Auto debits your customers’ bank accounts.  Electronically settles funds  to you

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Same Day ACH Credits

Money sent today is received today

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Echecks Processing

More flexible than ACH for high risk merchants

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