Check 21 has become a generic term. When considering Check 21 processors, it’s important to understand the check clearing process being used on the back end.  High risk merchants need to pay special attention to the type of Check 21 service being offered since high-risk merchants have..

Pros and cons of three ways of processing echecks. Discover which method is right for your business to accept echeck payments. What are Echecks? Echecks are the most popular alternative payment method for US shoppers.  Millions of Americans regularly pay for goods and services with..

Adult Merchants Offer Discreet & Secure Payment MethodsContent is king online.  Adult merchants constantly update content and reach out to audiences across the globe. Many adult merchants have a significant following of loyal customers.  However, the risque content offered by..

Changes to ACH Rules Move Merchants to EchecksAn essential indicator for ACH payments is that it requires constant monitoring is the unauthorized return rate. An unauthorized return occurs when an Originating depository financial institution (ODFI) debits the Receiving depository financial..

More Sales with Less RiskThe more payment options you offer customers, the more sales you make.  According to Mercator alternative payments are used for 35% of online purchases.The most popular alternative payment method for US shoppers is echecks.  The majority of US households already use..

Strategies for High Risk ACH & eCheck Account ApprovalHigh risk merchants can obtain an echeck account. Yet, it is more important than ever to prepare the application in a way that maximizes your chances for approval for electronic check processing.Banks are taking closer looks at high risk..