Sell Digital Good Online-Digital Goods Merchant Account

Are you a merchant selling digital goods online?  Or do you provide digital services to online merchants?  You’ve landed in the right place.  Accept payments for digital products and services quickly and easily.  Smoothly and effectively accept orders through our payment gateway for digital products and watch your sales grow.

What Types of Businesses Sell Digital Products Online?

All businesses that sell digital products online or provide services to digital merchants need payment processing merchant accounts to accept orders. Selling digital products online increases profits, reduces the cost of sales, and eliminates the need for inventory.

These days, the internet rules our world.  From software, to music, to online learning, we turn to the web to deliver digital content to inform our lives.  Payment processing accounts are available for all companies that deliver digital products including:

• Gaming Merchant Accounts
• Web Design & SEO Merchant Accounts
• VOIP Telecom Payments
• Software
• Steaming Media
• Information / Education / Seminars
• Digital Content and Digital Downloads
• Web Hosting Merchant Accounts.
• Virtual Private Networks (VPN)

Multiple Payment Methods for Digital Merchants

The more payment methods you accept, the more sales you make.

Debit and credit card merchant accounts let you quickly and securely accept all card brands.  Debit and credit cards are the most popular payment method for American consumers. 

Plus, millions of shoppers world-wide use cards to pay for digital goods & services.  Our extensive network of US & international banks ensures you get the debit and credit card merchant accounts you need to manage & grow your business.   

In the United States, ACH and electronic checks are a trusted and familiar way for consumers to pay for digital goods & services through a bank account rather than with a card.  Adding an echeck payment option at checkout boosts sales up to 30%.  Get orders from customers that don’t have cards, are maxed out on cards or simply prefer to pay you debit from a bank account rather than a card. 

For merchants targeting the huge opportunities in global ecommerce, adding “in-country” alternative payment methods increase orders up to 40%.  NationalACH offers more than 80 different payment methods to boost international sales.  

Sell Digital Products with Recurring Payments

Businesses that sell digital products online frequently offer recurring billing or subscription payments.  Recurring payments make it convenient for customers to pay you on a regular recurring basis.  While increasing the lifetime value of customers to your business. 

Set it & forget it” recurring payments continue until either you or the customer cancel the service.  The payment gateway for digital goods has unlimited recurring billing plans.  Easily setup a variety of recurring payments to satisfy the needs of your customers and watch your profits grow. 

Payment Gateway for Digital Merchants Protects Your Business

The payment processing gateway for digital products eliminates the need to store sensitive card information.   Recurring transactions are encrypted with military grade security.  A token replaces card information.  The token is used for either one-time or recurring transactions. 

The payment gateway safeguards your business against theft of sensitive card information.  The digital payment gateway exceeds all the most stringent standards for compliant payment processing.  Extensive fraud fighting weapons & chargeback migration services keeps your processing safe

Updating Card Data for Recurring Payments

Keeping recurring billing card data updated is challenging for merchants that sell digital products online.  When cards are reissued, recurring payments decline unless the payment data is updated.  If card data is not updated, revenues from recurring payments can be lost.

Each year, more than 20% of US debit and credit cards are reissued.  Cards are reissued for many reasons, including expired dates, loss or theft of cards, or data breaches. 

Every time a card is reissued, card data has to be updated.  Obtaining updated card information is labor intensive and expensive.  And you may still not be able to get updated card info from your customers. 

High volume merchants that sell digital products online use our special card updating service.   With this service, up to 70% of recurring card payment data is updated without the need for manual intervention.  Saving you time and money.  And reducing the risk of loss from recurring billing revenue. 

Echecks Increase Profits

Merchants that sell digital products online boost profits by adding an electronic check payment option at checkout.   Americans regularly use ACH or electronic checks to pay for household bills.  Echecks are a trusted and familiar payment to purchase goods or services online.

Same day ACH electronic check processing is now available.  Same day ACH lets companies that sell digital products online the ability to fulfill orders within one day. 

Echecks are more stable than cards for companies using a recurring billing business model.  Consumers rarely change bank accounts because direct deposit of wages, household bill payments, and other recurring payments are linked to the bank account. Changing banks is a major inconvenience. 

As a result, recurring payments from bank accounts are much more stable than debit & credit card payments.  With electronic checks, there’s rarely a need to update payment information. 

Recurring billing continues uninterrupted, with no need to update payment information.  Stabilizing cash flow and protecting your profits.     

Merchant Accounts to Sell Digital Products Online

Application for payment processing accounts is always free, with no obligation.  Accounts are approved within 1-3 business days.

Our goal is providing you top-notch technology combined with low rates.  Contact us today for a rate comparison and discover how much money you can save. 

Sell Digital Goods Online Application Approval Process

Applying for a payment processing account is simple.  You submit an application, along with additional information about your company.  Supporting documents include ID for the signer on the account, payment processing history (if available), bank statements, and company formation documents. 

Of course, companies that sell digital products online need to have secure websites that function well.  During the approval process, underwriters check all website pages to confirm pages load quickly and display properly. 

Prominently display customer service email or phone numbers as well as privacy, refund, & other policies.  If the site requires a username & password, it’s helpful to include a demo or test login along with your application so the underwriting team can see the same information as customers do.

The underwriter may email or phone merchants selling digital services to determine how customer service is handled.  If email autoresponders are used, acknowledge receipt of the email and inform the writer when a response can be expected.  For phone messages, identify the name of the company and let callers know when to expect a call back.  Then respond as promised. 

When the account is approved, your MID (merchant identification number) is issued.  Logins credentials to the payment gateway for digital goods are securely sent to you.  And you can begin processing immediately. 

Why Choose NationalACH for Digital Media Merchant Account

NationalACH is a full-service payment processing provider for businesses that sell digital products online.  Get the lowest possible rates, fastest approvals and best terms for your payment processing accounts.   

• High Volume Merchant Accounts.  Get the processing capacity you need quickly and easily.
• High Risk Merchant Account Specialists.  Digital merchants are classified as high risk by acquiring banks.  Get high risk merchant accounts with low rates and fast approvals.
• Multi-Channel Payments.  Sell digital goods online and through your mobile apps.  Accept mail or phone orders (MOTO) with unlimited virtual terminals.  Or upload large files for rapid processing of bulk orders. 
• Extensive Banking Network.  Diversify acquiring banks to mitigate payment processing risk. 
• Add ACH / Electronic Checks.  Increase orders from US shoppers up to 30%.
• Add 80 International Alternative Payments. Boost orders from international customers up to 40%. 
• One-Time or Recurring payments.  Convenient for your customers.  Profitable for you.
• Multi-Currency Processing.  Take advantage of the huge growth in global ecommerce. 
• Level 1 PCI-DSS Payment Gateway for Digital Goods.  Protects your business from fraud & data breaches.
• Serious Customer Service.  Highly trained representatives provide you the help you need when you need it.