ACH Blog

Posted by NationalACH on Jan 29, 2013

It’s no surprise that more people are paying bills online and paying for website purchases with echecks.  As this electronic transformation is occurring, obviously fewer people are writing paper checks.As the younger generation, raised on electronic transactions, matures, and older generations..

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Posted by NationalACH on Sep 16, 2012
high risk merchant, high risk merchant accounts, high risk payment processing, Check 21

Check 21 is a fast, safe method of processing check payments.  With Check 21, transactions are cleared using bank-to-bank image exchange rather than through the ACH network.  Check 21 is an attractive alternative for high risk internet merchants to process electronic checks and avoid restrictive..

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Posted by NationalACH on Dec 28, 2010

Flat File Uploads Flat file uploads for Check 21 and ACH payments are also called bulk or batch processing.  Batch processing automates processing.   Uploading a bulk file is fast, easy, and less prone to errors than is manual entry.There are many reasons a company chooses to upload a flat..

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Posted by NationalACH on Dec 18, 2010

High Risk Processing with Check 21Check 21 provides an excellent solution for high risk merchants who want to accept checks online or take a check by phone. Check 21 technology is particularly beneficial for companies that are unable to keep chargebacks under the 0.5% threshold required by NACHA..

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