Electronic Payments for Lenders and Loan Servicing Companies

Electronic Payments for Lenders

Electronic payment processing for lenders and loan servicing companies.  If you need a reliable e payment system, you’ve come to the right place. Direct lenders, loan servicing companies & brokers are welcome to apply. 

  • ACH merchant accounts are readily available to lenders.  

  • Echeck merchant accounts for high risk merchants that want greater flexibility on returns & revokes than ACH.

  • Debit card merchant accounts for both for retail and card-not-present processing.   
  • Send Payments. Same day ACH credits give you a competitive advantage.  Borrowers receive funds the same day the money is sent.

Payment Processing Stabilizes Cash Flow for Lenders

These days, electronic payment processing is vital for lenders.  All accounts include unlimited billing plans.  Automating payments by accepting ACH debits, echecks & card payments improves work flow while stabilizing cash flow.  

Many lenders prefer payments through a bank account rather than a card. The reason is easy to understand.  Bank accounts rarely change & payments from bank accounts remain stable over time.  Recurring payments continue uninterrupted, with no need to update payment data.

Now that same day ACH credits are here, it’s faster & easier than ever before to disperse same day loans.  Everyone wants their money quickly these days.  Keep up with the competition.  Same day ACH credits are now the de facto, low-cost way to send money to anyone with a US bank account. 


Electronic Payments for Payday Lenders

Electronic checks (echecks) and ACH merchant accounts are readily available to lenders.  Echeck and ACH processing are provided for both online lenders as well as retail locations

Echecks and ACH debits automatically deduct payments from the borrowers’ bank accounts and electronically deposit the funds to your business bank account.  ACH credits enable you to send funds for loans to the borrowers.    

Debit card merchant account services are offered to retail locations.  Accept debit card payments quickly and easily at point of sale. Competitive rates are a standard feature on all accounts to save you money on processing fees.  

Debit card processing is also available for online lenders.  Exclusively for high volume merchants with payment processing history.  Debit cards processor solutions are considered high risk merchant accounts. 


Applying for Your Electronic Check, ACH Processing, and Debit Card Merchant Account

To qualify for an account, a minimum of $50,00 per month is required.  No startups are accepted.  High volume merchant accounts are our specialty.  Obtain the processing capacity you require to grow your business. 

To apply for an account, you submit an application and supporting documents.  You will be asked to supply payment processing statements.  If you do not have an ACH payment or electronic check merchant account, card processing statements are acceptable.

Other supporting documents include information about your business, bank statements, and identification for the signer on the account.  Underwriting and account approval takes 5-7 business days from the time the completed file is received.


Why Choose NationalACH for Your ACH Payments, Echeck, and Debit Card Merchant Account?

  • Electronic checks, ACH debits / ACH credits, and debit card processing from a single source. Saving you time and money. 
  • Customizable recurring billing plans to meet the requirements of your business. Protect recurring payment revenue.
  • Multi-channel processing. Accept checks online. Accept check by phone, mail and fax payments through a virtual terminal. 
  • Dedicated account managers. Your account manager guides you through the application process.  After account approval, your manager continues to provide you on-going support to ensure your complete satisfaction. 
  • High risk merchant account specialists. Use our expertise to get your echeck account, ACH processing, and high risk merchant accounts approved quickly.
  • Free technical support. API, virtual terminals, and batch processing to accommodate your processing requirements.
  • High volume merchant accounts. Get the processing capacity you need. 
  • Extensive banking network allows you to establish more than one account. Diversification of processing is a prudent strategy for high volume and high risk merchants.

Contact us  today and discover how we can help your business grow and prosper. 

Let Us Work for You

Your Success is Our Mission

At National ACH, we’ve done our homework on payments. Use our expertise to get the payment processing capacity you need to manage & grow your business. Our “niche” market is high risk & high volume payment processing. Yet, standard risk merchants also benefit from our services. We are always happy to talk with you, with no obligation. Discover top notch service along with the iron-clad secure processing solutions you are looking for. Payments power your business success.


National ACH is a one-stop-shop for all your merchant service needs.

Debit Credit Card Processing

High Volume US & International merchant accounts

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ACH Processing

Auto debits your customers’ bank accounts.  Electronically settles funds  to you

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Same Day ACH Credits

Money sent today is received today

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Echecks Processing

More flexible than ACH for high risk merchants

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Want to see NationalACH in action?

See a Free Demo

Contact us at 702-323-5761