ACH Blog

Posted by NationalACH on Dec 13, 2013
Remotely Created Checks

What is RCC?Remotely created checks (RCC) are an outgrowth of Check 21 legislation. Check 21 was originally implemented to allow paper checks to be cleared through the Federal Reserve via bank-to-bank image transfer. Most Check 21 transactions start as paper checks from which electronic images..

Read More

Posted by NationalACH on Nov 22, 2013

Ecommerce Payment Processing for EcigsSales of electronic cigarettes are projected to double to $1 billion this year with growth to $3 billion within 5 years.   “Consumption of e-cigs may overtake traditional cigarettes in the next decade,” predicts Wells Fargo analyst Bonnie..

Read More

Posted by NationalACH on Oct 03, 2013
Recurring Payments, ACH

What are Recurring Payments?A recurring billing model gives customers a convenient way to purchase from you. Customers pay you at regular intervals.  Payments continue until the goods are paid for or the service is cancelled.Millions of Americans pay for goods & services with electronic check..

Read More

Posted by NationalACH on Oct 01, 2013
ACH, Check 21, Uniform Commercial Code, Fraud, High Risk

E Checks Increase SalesAre you a high risk merchant who wants to accept check online accept check by phone orders?  Electronic checks are the most popular alternative payment method for US shoppers.  With echecks you capture more more sales from buyers who don't have cards or are maxed out on..

Read More

Posted by NationalACH on Sep 19, 2013
eChecks, Check 21, NACHA, ACH Payment Processing, High Risk Merchant Accounts

High Risk Merchants Move from ACH to EchecksHigh risk merchants will tell you how challenging it is to remain compliant with restrictive ACH payments processing regulations regarding chargebacks on echecks. It is virtually impossible for many high risk merchants to comply with rules demanded..

Read More

Posted by NationalACH on Sep 11, 2013
Electronic Checks processing Account, Check 21 merchant account, ACH payment processing accounts

Relying on a Single Account Increases RiskIt simply smart business to include backup and redundancy in every operation vital to your company, including payment processing.Payment processing represents the largest source of cash flow for the majority of online businesses.  Proactively establishing..

Read More