Decrease Processing Risk with ACH ProcessingOne of the reasons to choose ACH processing over credit card payments is the lower risk of fraud.To put matters into perspective, a report presented by the Federal Reserve in July 2014 illustrates the disproportion that exists between credit card fraud..

E Checks Still Relevant in Digital Age Echecks based on Check 21 technology is frequently seen as an alternative to card and ACH payments, but how exactly did it come into existence, and most importantly, what is the place of this payment method in an increasingly digital world? Some History..

Changes to ACH Rules Move Merchants to EchecksAn essential indicator for ACH payments is that it requires constant monitoring is the unauthorized return rate. An unauthorized return occurs when an Originating depository financial institution (ODFI) debits the Receiving depository financial..

ACH Network Moves to Quicker SettlementsLet's face it.  The ACH network is having a hard time keeping up in these days of real time payment processing.The ACH network was designed as a net settlement or batch payment system for single time or recurring payments.  As a result, settlements take 3..

Verification Services Protect Your BusinessCheck verification and ID verification are two inexpensive methods that help protect you from chargebacks, fraud, or high return rates. The services are used by low and high risk merchants.Identity verification services are used in conjunction with both..

Echecks Boost SalesEchecks are the most popular alternative payment method for US buyers. High risk processing with electronic checks increases your sales and profits.Echecks are an excellent solution for high risk merchants.  Echecks are processed through bank-to-bank date exchange based on..