ACH Blog

Posted by NationalACH on Oct 01, 2013
ACH, Check 21, Uniform Commercial Code, Fraud, High Risk

E Checks Increase SalesAre you a high risk merchant who wants to accept check online accept check by phone orders?  Electronic checks are the most popular alternative payment method for US shoppers.  With echecks you capture more more sales from buyers who don't have cards or are maxed out on..

Read More

Posted by NationalACH on Sep 26, 2013
EChecks, Alternate Payment Processing

No Card?  Echecks are the AnswerIn the US, 83% of consumers shop on line at least once a week.  But, only 70% of US consumers have credit or debit cards.How are shoppers who do not have cards going to make purchases from your website?  Unless you offer customers an alternative way to pay,..

Read More

Posted by NationalACH on Sep 24, 2013
Checks by Phone, High Risk, Processing, Check 21

Get More Orders with Checks by PhoneMany high risk merchants sell through call centers. The more ways customers can pay you, the more sales you make.When you accept checks by phone you rescue orders that otherwise would be lost.Get orders from customers who don't have cards or are maxed out on..

Read More

Posted by NationalACH on Sep 19, 2013
eChecks, Check 21, NACHA, ACH Payment Processing, High Risk Merchant Accounts

High Risk Merchants Move from ACH to EchecksHigh risk merchants will tell you how challenging it is to remain compliant with restrictive ACH payments processing regulations regarding chargebacks on echecks. It is virtually impossible for many high risk merchants to comply with rules demanded..

Read More

Posted by NationalACH on Sep 17, 2013
ACH, Merchant Accounts, Payment Processing, Checks, ECommerce Payment Processing

ACH Processing from Banks?Merchants often ask if ACH payment processing is available through a bank rather than a third party processor.  The answer is “It depends.”Some financial institutions will provide ACH payment processing to major accounts.  If you run a blue-chip company, with tens of..

Read More

Posted by NationalACH on Sep 11, 2013
Electronic Checks processing Account, Check 21 merchant account, ACH payment processing accounts

Relying on a Single Account Increases RiskIt simply smart business to include backup and redundancy in every operation vital to your company, including payment processing.Payment processing represents the largest source of cash flow for the majority of online businesses.  Proactively establishing..

Read More