Flat File Uploads Flat file uploads for Check 21 and ACH payments are also called bulk or batch processing.  Batch processing automates processing.   Uploading a bulk file is fast, easy, and less prone to errors than is manual entry.There are many reasons a company chooses to upload a flat..

ACH Payments Popular According to NACHA, the ACH network grew by 3.1 percent in the third quarter of 2010 compared to the third quarter of 2009.Approximately 3.89 billion transactions worth more than $7.8 trillion were transmitted during the third quarter of 2010.  There were 2.32 billion debits..

What is ACH?ACH processing electronically transfers money between checking or savings accounts of businesses, individuals, and government agencies through electronic funds transfer (EFT).  ACH debits deduct funds from bank accounts. ACH credits deposit funds to bank accounts.ACH eliminates the..