ACH Blog

Posted by admin on Sep 19, 2013
eChecks, Check 21, NACHA, ACH Payment Processing, High Risk Merchant Accounts

High Risk Merchants Move from ACH to EchecksHigh risk merchants will tell you how challenging it is to remain compliant with restrictive ACH payments processing regulations regarding chargebacks on echecks. It is virtually impossible for many high risk merchants to comply with rules demanded..

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Posted by admin on Sep 17, 2013
ACH, Merchant Accounts, Payment Processing, Checks, ECommerce Payment Processing

ACH Processing from Banks?Merchants often ask if ACH payment processing is available through a bank rather than a third party processor.  The answer is “It depends.”Some financial institutions will provide ACH payment processing to major accounts.  If you run a blue-chip company, with tens of..

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Posted by admin on Jul 11, 2013
Check 21, High Risk Processing

Echecks Alternative to ACH ProcessingHigh risk merchants find it challenging to comply with ACH rules requiring revoked transactions (chargebacks) to remain under 0.5% and returns to stay under 15%.  Echecks are a good alternative for companies that want to accept echecks but need greater..

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Posted by admin on Feb 12, 2013

Multiple Electronic Check Processors is Smart BusinessMerchants that are classified as high risk need to consider having multiple electronic check processors in order to protect business operations.  Having only a single electronic check processor is too risky in these days of changing banking..

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Posted by admin on Oct 03, 2012

Bank transfers are an alternative payment that provides guaranteed funds to high risk merchants, without any risk of chargebacks.Merchants are classified as high risk merchants for card processing because of a greater than normal likelihood of chargebacks.   Merchants in high risk categories find..

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Posted by admin on Apr 17, 2012

ACH Volumes Continue to RiseAccording to NACHA, there were 20.2 billion ACH transactions totaling $33.91 trillion processed in 2011.  This represents an increase of 4.35% compared to 2010.Three types of transactions were responsible for most of the growth volume.  First are “native”..

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