Posted by NationalACH on Jul 08, 2015

E Checks Boost Profits 

Echeck MLM merchant accounts are one of the best ways to increase sales and profits.  The more ways distributors and customers can pay you, the more sales you make.

Electronic check processing gives you the ability to electronically debit funds from buyers' bank accounts.  Funds are automatically deposited to your business bank account.

Echecks are the most popular alternative payment method for US buyers. Millions of Americans regularly pay for goods and services with electronic checks.

Benefits of E Check Processing to MLM Merchants

  • Get orders from buyers that don't have cards or are maxed out on cards.
  • Obtain sales from buyers that prefer to pay through a bank account rather than using a card.
  • Accept checks online.  More than 30% of internet sites offer electronic checks as a payment option.  
  • Accept check by phone, mail, and fax orders.  Multi-channel payments boost profits.
  • Stabilize cash flow from recurring billing.  Bank accounts rarely change, ensuring recurring payments are received without interruption.  
  • Echeck MLM merchant accounts are easier to establish than card processing
  • Pay US distributors quickly with direct deposit to bank accounts 
  • Pay distibutors world-wide with international debit cards

MLM High Risk Merchants for Card Processing

Direct selling based on a multi-level marketing strategy has been around for many decades, but since the advent of social media, this business model has become increasingly widespread and profitable.

In fact, according to the Direct Selling Association, the sales for year 2014 increased by 5.5 percent compared with the previous year, the total amounting to an astounding $34.47 billion.

The most lucrative industries are those that sell wellness, personal, and family care products, with clothing and accessories not so far behind. The steady and quite dramatic increase in sales, particularly between 2012 and 2014, have turned the United States, according to the most recent statistics, into the largest global direct selling market.

Under these circumstance, it is no wonder that a growing number of direct selling companies are seeking to make their products even more accessible via online payments. This might be tricky because the industry as a whole is considered high risk by cards associations and many payment processors do not accept companies that use multi-level marketing as a compensation method for their sales representatives.

The reasons behind this reluctance are diverse. The business model is conflated with pyramid-schemes, as recruiting ostensibly becomes the top priority, while selling the product become secondary. 

Additionally, products that are sold via multi-level marketing arrangement vary.  For example those that provide products categorized as “nutraceuticals”, have to overcome extra hurdles in obtaining card processing services.


Echecks are the most popular alternative payment method for US consumers. Whether you accept checks line or checks by phone, mail or fax, electronic checks get you more orders.

Establishing an echeck account is much easier than a high risk credit card account. And, electronic check processors allow higher chargebacks and returns than do card processors.

Don't risk losing sales simply because you don't accept echecks.

It's simple. The more ways your distributors & customers can purchase from you, the more sales you make.

Are you an MLM merchant that wants to increase sales and profits with echecks?

Contact today.