Merchant Account for Credit Repair Companies

Credit Repair Merchant Accounts

Credit repair merchant accounts let you accept electronic payments from your customers.  Electronic checks are the payment option of choice for credit repair companies.  Card merchant accounts are available for high volume merchants with card processing history.

Many customers of credit repair companies are maxed out on cards.  Or no longer have access to cards due to poor credit history.  Yet 95% of US consumers have bank accounts and can pay you with electronic checks.

An e check credit repair merchant account gives you the ability to electronically debit payments from customers bank accounts.  Payments are automatically deposited to your business bank account.

Take Payments Anyway You Want

  • Virtual terminals for quick processing of MOTO transactions
  • Accept payments online. Simple API integration to your website.
  • Bulk processing with batch uploads automate electronic payment processing.




Advantages of Echecks for Credit Repair Companies

Let’s face it.  One of the reasons your customers need credit repair is they have problems.  Including being maxed out cards.  And many customers with bad credit can’t get cards.

Echecks are better than cards when accepting payments from sub-prime customers. 

  • Get payments from customers that don’t have cards.
  • Card decline? Echecks give customers another way to pay.
  • Some customers prefer to pay with an electronic check rather than a card.
  • Echeck payments are harder to chargeback than card transactions. And have a shorter time period to initiate chargebacks.
  • Payment option of choice for recurring payments. Stabilize recurring billing revenues.

More than 95% of Americans have bank accounts and can pay you with an echeck. Less than 70% have cards.  And most of your customers have no available credit on their cards. 


Applying for E Check Credit Repair Merchant Account

Application for accounts is always free without obligation. 

To qualify for an account, a minimum of $50K per month in processing volume is required.  No startups are accepted.

High volume merchant accounts are our specialty.  If you need high volume processing accounts, you’ve come to the right place.  Get the capacity you need to operate and grow your business. 

To apply for an account, you simply submit an application along with supporting documents.  Information requested includes details on your business, identification of the signer on the account, business bank statements, and processing history. 

Account approval takes 5-7 business days from the time the completed file is received. 


Why Choose NationalACH for Your Credit Repair Merchant Account?

Take advantage of our experience in high risk processing to get your account approved quickly.

  • Free application with no obligation.
  • Unlimited number of recurring billing plans protects recurring payment cash flow.
  • Higher ratios for chargebacks and returns than cards.
  • 24/7 customer service.
  • Free technical support.
  • Extensive banking network lets you diversify payment processing to mitigate risk.
  • Verification services keep returns low
  • Fraud-fighting weapons keep protect your business
  • Level 1 PCI-DSS platform ensures safe payment processing

Let Us Work for You

Your Success is Our Mission

At National ACH, we’ve done our homework on payments. Use our expertise to get the payment processing capacity you need to manage & grow your business. Our “niche” market is high risk & high volume payment processing. Yet, standard risk merchants also benefit from our services. We are always happy to talk with you, with no obligation. Discover top notch service along with the iron-clad secure processing solutions you are looking for. Payments power your business success.


National ACH is a one-stop-shop for all your merchant service needs.

Debit Credit Card Processing

High Volume US & International merchant accounts

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ACH Processing

Auto debits your customers’ bank accounts.  Electronically settles funds  to you

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Same Day ACH Credits

Money sent today is received today

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Echecks Processing

More flexible than ACH for high risk merchants

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Want to see NationalACH in action?

See a Free Demo

Contact us at 702-323-5761