The more ways customers have to pay you, the more orders you will receive. Use ACH processing and electronic check payments to quickly and easily increase your business profits. Companies that offer ACH and electronic checks boost revenues by 8-20%. Almost 30% of Americans do not have credit cards yet 95% have a bank account. Accepting electronic payments from bank accounts is the most effective way to get more orders from customers that don’t have cards, are maxed out on cards or simply prefer to pay with a bank account.