Posted by NationalACH on Sep 16, 2016

Electronic Checks for Health Care Providers

The vast majority of health care providers are still processing payment manually.  Over 80% of pateient payments for health care services are paid with paper checks. 

The cost of accepting paper checks drastically drives up the costs of medical services and severely depletes the bottom line profits of any health care provider.

It costs over $9 for medical providers to process paper checks.  Compare this with less than 80 cents a transaction to process the same payment electronically.

How Echecks Work

At time of  service, patients are asked to sign a form authorizing a direct debit from a bank account.  This gives the medical provider the ability to create an electronic check payment through the ACH network, eliminating the need for a paper check.

Medical providers can also set up recurring patient payment plans.  The patient simply agrees to scheduled recurring payments until the services are paid for.

And, for patients who still want to give a paper check in payment, medical providers can scan the check.  This converts the payment to an electronic ACH transaction and gets rid of the need to process the patient payment manually.


Echecks are the most popular alternative payment method in the US. Millions of Americans regularly pay for goods & services with an electronic check rather than a card.

Automating your payment processing with electronic checks:

  • Saves you money
  • Increases staff productivity
  • Makes it easy for patients to pay you on a one-time or recurring basis

Are you a health care provider interested in electronic payment processing to decrease expense & increase patient satisfaction?  

Contact today.