Get More Orders from International ShoppersThe international market represents a growth market for ecommerce merchants that are seeking to increase revenues by getting more orders from outside of national borders. As domestic markets mature, companies are expanding to international markets to..

Third Party Processors Facing More ScrutinyHigh risk merchants are finding it more challenging to obtain ACH and Check 21 accounts.  Part of the reasons is explained in the FDIC Financial Institution Letter released on January 31, 2012.This article discusses the reasons third party e check..

Pricing for ACH ProcessingThis article discusses the elements that are considered when setting rates for ACH processing. Rates for ACH payment processing are based on three main factors. Industry ClassificationMonthly Processing VolumesCustomer AuthorizationHigh Risk vs. Standard RiskCompanies..

What are ACH Payments?For over 40 years, ACH payments have been used for electronic funds transfer in the US. The ACH network began mainly as a way to pay large number of people with direct deposits from the federal government for benefit payments (such as Social Security) and for corporate..

Fewer Banks Accept High Risk MerchantsBank ratings continue to be downgraded in response to the economic conditions.  In turn, the banks are taking a closer list at risk in merchant portfolios.The banks are trying to control potential losses.  Whether or not the perceived potential losses are..

Get More Orders with Electronic Check ProcessingHigh risk merchants discover adding electronic checks as a payment option at checkout increase sales up to 29%.  And saves 50% or more in payment processing costs compared to high risk credit card merchant accounts.Boost SalesElectronic checks give..