ACH Blog

Posted by NationalACH on Oct 03, 2012

Bank transfers are an alternative payment that provides guaranteed funds to high risk merchants, without any risk of chargebacks.Merchants are classified as high risk merchants for card processing because of a greater than normal likelihood of chargebacks.   Merchants in high risk categories find..

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Posted by NationalACH on Apr 17, 2012

ACH Volumes Continue to RiseAccording to NACHA, there were 20.2 billion ACH transactions totaling $33.91 trillion processed in 2011.  This represents an increase of 4.35% compared to 2010.Three types of transactions were responsible for most of the growth volume.  First are “native”..

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Posted by NationalACH on Dec 01, 2011

Fewer Banks Accept High Risk MerchantsBank ratings continue to be downgraded in response to the economic conditions.  In turn, the banks are taking a closer list at risk in merchant portfolios.The banks are trying to control potential losses.  Whether or not the perceived potential losses are..

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Posted by NationalACH on Nov 10, 2011

Get More Orders with Electronic Check ProcessingHigh risk merchants discover adding electronic checks as a payment option at checkout increase sales up to 29%.  And saves 50% or more in payment processing costs compared to high risk credit card merchant accounts.Boost SalesElectronic checks give..

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Posted by NationalACH on Aug 18, 2011

Accept Checks Online & Watch Your Sales GrowGet orders from buyers that are maxed out on cards or don't have cards. And many shoppers simply prefer to pay you with an echeck rather than a card.Here’s 3 more ways that high risk merchants wring out more profits with electronic check..

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Posted by NationalACH on Mar 13, 2011
high risk processing, check 21, ACH payments, echecks, electronic checks

What You Need to Know about High Risk ProcessingBenefits of High Risk ProcessingHigh risk processing with electronic checks gives companies a competitive edge, expands market reach, reduces shopping cart abandonment and enhances customer satisfaction.Alternative Payment Choice.  Electronic checks..

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