ACH Blog

Posted by NationalACH on Oct 01, 2013
ACH, Check 21, Uniform Commercial Code, Fraud, High Risk

E Checks Increase SalesAre you a high risk merchant who wants to accept check online accept check by phone orders?  Electronic checks are the most popular alternative payment method for US shoppers.  With echecks you capture more more sales from buyers who don't have cards or are maxed out on..

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Posted by NationalACH on Sep 19, 2013
eChecks, Check 21, NACHA, ACH Payment Processing, High Risk Merchant Accounts

High Risk Merchants Move from ACH to EchecksHigh risk merchants will tell you how challenging it is to remain compliant with restrictive ACH payments processing regulations regarding chargebacks on echecks. It is virtually impossible for many high risk merchants to comply with rules demanded..

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Posted by NationalACH on Aug 02, 2013

What is an Echeck Account?Echecks are the most popular alternative payment method for US consumers. Millions of Americans regularly purchase goods & services with electronic checks rather than cards.An echeck account gives you the ability to accept checks online.  Or accept check by phone,..

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Posted by NationalACH on Feb 12, 2013

Multiple Electronic Check Processors is Smart BusinessMerchants that are classified as high risk need to consider having multiple electronic check processors in order to protect business operations.  Having only a single electronic check processor is too risky in these days of changing banking..

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Posted by NationalACH on Jan 23, 2013
check 21, high risk merchant, high risk account, debt collection, debt collection merchant, debt collection merchant account, debt collection merchant accounts

Echecks are a proven effective way for lenders to collect payments from consumers in the subprime market.  This article discusses the benefits of electronic check processing.What is the Subprime Market?Subprime lenders make loans to consumers who may have difficulty keeping up with repayments...

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Posted by NationalACH on Sep 16, 2012
high risk merchant, high risk merchant accounts, high risk payment processing, Check 21

Check 21 is a fast, safe method of processing check payments.  With Check 21, transactions are cleared using bank-to-bank image exchange rather than through the ACH network.  Check 21 is an attractive alternative for high risk internet merchants to process electronic checks and avoid restrictive..

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