ACH Blog

Posted by NationalACH on May 28, 2017
Collection Merchant Accounts

The collection industry has been growing along with debt for unpaid purchases, bills, services, and other debts. There are over 1 billion credit cards open in the U.S. alone, and each American household owes an average of about $135,000 in debt. Factor in the complexity of the ever-growing internet..

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Posted by NationalACH on Mar 27, 2017
Echecks for Loan Modificiation

Modifying loans is a much-needed service. If your business offers this complex service you already know there is no lack of demand. However, a lack of investment in compliance and technology has had an impact on services. Borrowers are facing increasing challenges to get their loans modified..

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Posted by NationalACH on Nov 01, 2016

Same day ACH is now a reality for initiating credits.  For debits, same day ACH will be available next year.  ACH is a form of Electronic Funds Transfer or EFT.  Each time you pay or receive salaries and wages, make direct deposits, pay for utilities or conduct any other transaction, the funds..

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Posted by NationalACH on Aug 25, 2016
Debt Collectors Embrace E-Payments

Debt collectors are faced with tremendous challenges. According to PWC, the industry is transforming as the regulators add pressure and oversight to consumer collections. Collections is still a vital part of the lending process.  For example, one in three Americans have had an unpaid bill or loan..

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Posted by NationalACH on Aug 17, 2016
How Adult Merchants Increase Sales with ACH Payments

Adult Merchants Offer Discreet & Secure Payment MethodsContent is king online.  Adult merchants constantly update content and reach out to audiences across the globe. Many adult merchants have a significant following of loyal customers.  However, the risque content offered by..

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Posted by NationalACH on Aug 08, 2016
In the Money Lending Business- Here’s What You Need To Know About Online Payments

Money lenders and loan servicing companies operate in trickiest part of the financial industry.  Not everyone can handle the higher risks and volumes associated with a lending business.Whether you offer car title loans or payday loans, you probably deal with a lot of regulation and inherent risk...

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