ACH Payment Processing Benefits Billers and ConsumersACH payment processing debits payments from consumers’ bank accounts and credits the funds to the biller’s bank account.  Electronic funds transfer through the ACH payment processing network offers substantial benefits for both billers and..

What is an ACH Merchant Account?ACH merchant accounts use the US Electronic Funds Transfer (EFT) network to process payments.  NACHA is the governing body of the ACH EFT network.ACH debits give you the ability to electronically debit funds from a buyers' bank accounts to pay for goods or..

Electronic Checks for Ecommerce MerchantsMerchants that accept checks online reduce operating expenses, improve cash flow and streamlines business operation.    When an ecommerce merchant decides to accept checks online, the expectation is increase sales and enhanced profits.  Payment..

Flat File Uploads Flat file uploads for Check 21 and ACH payments are also called bulk or batch processing.  Batch processing automates processing.   Uploading a bulk file is fast, easy, and less prone to errors than is manual entry.There are many reasons a company chooses to upload a flat..

ACH Payments Popular According to NACHA, the ACH network grew by 3.1 percent in the third quarter of 2010 compared to the third quarter of 2009.Approximately 3.89 billion transactions worth more than $7.8 trillion were transmitted during the third quarter of 2010.  There were 2.32 billion debits..

Echecks Increase SalesHigh risk merchants discover adding electronic checks as a payment option is an easy way to increase sales Electronic checks are the most popular alternative payment method for internet shoppers, second only to cards.Electronic checks can be processed either through the ACH..