Protect Cash Flow with EchecksEncouraging your customers to use ACH for recurring payments stabilizes cash flow, saves money, and increases the long-term value of your customers to your business.  Recurring Billing Business OpportunityTraditionally, ACH merchant accounts have been used for..

What Is ACH?An ACH merchant account is an excellent alternative to card payments, allowing you to capture sales from customers that do not have cards, are maxed out on cards, or simply prefer to pay with an electronic bank transfer.  ACH rates are also often significantly lower than rates for..

What is an ACH Unauthorized Return?An unauthorized return for an ACH payment occurs when the originating depository financial institution asks for the amount  debited from the bank account of the buyer to be returned to the account from which it was withdrawn.In most situations, the return is..

ACH Payments SoarSince the introduction of internet and telephone payments in 2001 and the advent of international payments in 2011, the ACH network put into place by the National Clearing House Association has expanded steadily.Today, over 20 percent of all electronic payments carried out in the..

High Risk Merchants Prefer E ChecksIn the US, there are two methods of debiting a bank account.  First is ACH debits, which process transactions through the Automated Clearing House network.  The second is echecks, which processes payments via bank-to-bank transfers.Many merchants who were using..

Benefits of Echecks for Forex MerchantsForex merchants report the following benefits from electronic check processing:Highly effective method to receive payments from tradersElectronic check processor accounts are easier to establish than card paymentsEchecks are the most popular alternative..