Posted by NationalACH on Aug 01, 2011

Echecks Boost Ecommerce Sales

Internet sites are adding echecks at checkout as an alternative to card payments at unprecedented rates.  In the first quarter of this year, ACH payments made online increased 12.6%, according to NACHA, the governing body for the ACH network.

When you accept checks online, customers have another way to buy from you. Echeck processing is an effective way to get more orders from customers that do not have cards, are maxed out on cards, or who simply prefer to pay with an electronic check.

Benefits of Electronic Check Processing

More than 75 million Americans do not have credit cards.  Yet 95% of Americans have bank accounts and can make ACH payments.

Among Americans that do have cards, more than 25% have no more remaining credit on the cards.  If a card is declined checkout, echecks give you a way to capture a sale that otherwise would be lost.

Take Advantage of Purchasing Habits

Americans are already used to making payments with echecks.  For example, 65% of households pay at least one bill a month online. And most of us have insurance, subscriptions, memberships, and rent payments automatically debited from checking accounts every month.

By offering electronic check processing for whatever products or services you are selling, you take advantage established consumer buyer preferences patterns.  Echecks are a familiar and trusted alternative payment method for millions of Americans.

Best of all, processing rates for an echeck merchant accounts are 50-80% lower than card payments. Reducing your cost per sale and increasing your profit margins.


Electronic checks are the most popular alternative payment method for US consumers. Millions of Americans regularly pay for goods and services online with electronic checks.

If you do not accept checks online, you risk losing sales to your competitors that do. Echecks are one of the fastest ways to increase your sales and boost your profits.

Want to accept checks online to increase orders?

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