High Risk Payment Processing
for Adult Entertainment Merchants
Adult Merchants Increase Sales 8-20%
When you add electronic check payments to your adult merchant account, you capture more sales from buyers who do not have credit cards, are maxed out on cards, or simply prefer to pay with a bank account. Echecks are an easy way to boost sales 8-20%.
An echeck adult merchant account lets you accept checks online or take checks by phone. You can also accept echecks by mail and fax.
How eChecks Profit Adult Merchants
Adult merchants often ask “Will echecks really get us more sales?” The answer is yes. You will be happily surprised to discover how many customers will pay you with an electronic check.
The reasons echecks increase sales are easy to understand. More than 1 in 4 Americans do not have credit cards. Of those who have cards, 25% are either maxed out on credit or close to being so.
Echecks give customers that do not cards another way to pay you. You rescue orders that would be lost without an echecks payment option.
Over 90% of US households have a bank account and can pay you with an electronic check. Adding echecks to your adult merchant services gives you access to millions of consumers who can purchase with echecks but cannot purchase with cards.
eChecks Save Money on Adult Merchant Processing
You save money when customers pay you with an electronic check rather than a card. You lower your cost per sale and increase profit margins.
Echecks have lower processing rates than cards. In fact, affordable echecks processing rates save companies 50-75% over comparable rates for adult merchant account card processing.
Benefits of eChecks for Recurring Payments
Do you sell memberships or subscriptions on your adult website? If so, you will find echecks are quite beneficial.
Consumers are conditioned to pay for recurring billing with echecks or direct debits from bank accounts. Most Americans pay utility, rent, health clubs and other monthly bills with echecks. Offering echecks as a payment option lets you take advantage of consumer payment habits to create a stable stream of recurring revenues.
In addition, bank accounts are rarely changed by consumers. Compare this with cards, where 1 in 4 cards are reissued every year.
You continually have to update card recurring payments. With electronic checks, once a recurring subscription or membership is set up, you do not have to update payments. Ensuing continuous cash flow into your business.
Echecks at Checkout
At checkout, the buyer enters a bank routing and account number. The payment is automatically debited from the buyer’s bank accounts and electronically deposited to your bank account. The buyer receives an email receipt confirming the echeck transaction is complete.
Echecks for an adult merchant account can be processed either through ACH payments or through Check 21 bank-to-bank image transfer. Both systems are excellent solutions for adult merchant account echecks processing. The decision on which to use is determined by the payment processing requirements of your business.