ACH is a fast, safe and effective method to accept payment on your website, or by phone, fax, or mail. ACH payment processing electronically transfers money from your customers’ checking or savings account directly to your company’s bank account.

Without ACH payment processing, businesses are burdened by unnecessary expense. Processing payments manually is time-consuming and labor intensive. Companies that do not collect payments using ACH payment processing waste valuable resources, drag down productivity levels, increase accounting errors, stifle access to working capital, and decrease profits.

Energize Cash Flow and Streamline Business Operations

Automating with ACH payment processing streamlines accounts receivables / payables, improves customer service, and enhances management capabilities. ACH payment processing increases cash flow, reduces operational expenses, and boosts revenues. ACH payment processing is fast, convenient and more secure than traditional check processing, benefiting both companies and consumers.

Benefits of ACH Payment Processing:

• Improves the efficiency of accounts receivables collection
• Quicker settlement of funds with faster access to working capital
• Increases cash flow and simplifies cash management
• Reduces operating expenses by eliminating manual operations Increases productivity and lowers administrative costs
• Eases account reconciliation and updates
• Boost sales 8 – 20% when offered as a payment option on internet sites
• Decreases NSF and other costly bank fees
• Reduces payment processing costs and saves you money

Your Best Solution for ACH Processing

Choosing National ACH as your ACH payment processing provider is a wise business decision. Aggressive low rate rates combine with the finest quality payment processing to guarantee your complete satisfaction.

The company is staffed by an experienced, knowledgeable and professional team of payment processing experts dedicated to your success. The company establishes accounts for businesses in every type of industry, including those considered higher risk.

The ACH payment processing network is a unified nationwide electronic funds transfer (EFT) system which connects U.S. financial institutions. . The Federal Reserve Bank and Electronic Payments Network act as ACH Operators, central clearing facilities through which financial institutions transmit or receive ACH payments. . ACH payments are regulated by NACHA operating rules, guaranteeing payment processing integrity and security.

Case Summaries

City Government. This client was being squeezed by budget cut-backs, declining tax rolls, and administrative hiring freezes. NationalACH provided an online payment portal customized for the city at no charge. Citizens pay taxes, licensing and program fees online. The traffic court for the city also accepts payments for traffic tickets online.Implementing online payments increased cash flow while allowing the City to reassign three administrative staff to other important functions.

Property Management. Two years ago the company implemented ACH payments and 55% of tenants now pay rent via recurring ACH debits. Additionally, each property has a scanner that converts paper check payments to electronic transactions. Six months ago the company added an online rent payment link to its website. Transaction fees for payment on line are the same low rates as ACH direct debits. But, the company charges tenants a $10 convenience fee for online rent payments which it uses to pay its webmaster for maintaining the site.

Online Book Store. Merchant added electronic checks as a payment processing option 18 months ago. The merchant says that purchases paid for with ACH electronic checks payments comprise 8% of all transactions. The merchant is also using his ACH payment processing account to pay suppliers instead of issuing paper checks on the recommendation of his accounting firm.